Finance Solutions for Australians Living Abroad
For many Australians living and working overseas, maintaining a financial connection to home can be both a goal and a challenge. Whether it’s buying your first investment property in Australia, refinancing an existing loan, or planning for your return, accessing finance as an expat isn’t always simple.
That’s where GreenBack Capital can help. We specialise in expat finance solutions for Australians abroad — helping you secure lending, manage cross-border complexities, and stay on track with your long-term financial goals.
Understanding the Expat Challenge
When you’re living outside Australia, your income is considered “foreign” by most lenders — even if you’re an Australian citizen. This creates challenges such as:
Limited lending options and stricter approval criteria
Income “shading” or currency conversion penalties applied by banks
Complex documentation requirements for overseas income
Exchange rate and tax implications that can impact repayments
These factors often leave Australian expats frustrated — earning strong income overseas, but struggling to access finance at home.
How GreenBack Capital Supports Australian Expats
At GreenBack Capital, we understand expat financial situations are unique. We’ve built strong relationships with lenders who cater specifically to Australians living abroad.
Our expert team can assist you with:
1. Expat Home Loans
Buy property in Australia while you’re overseas. We identify lenders who recognise foreign income and provide competitive interest rates.
2. Refinancing & Debt Restructuring
Consolidate or refinance your loans while abroad, unlocking better terms or accessing equity for new investments.
3. Investment Lending
Build or expand your property portfolio in Australia without needing to return home to secure finance.
4. Returning to Australia
If you’re planning to repatriate, we’ll help you prepare your financial profile and structure your lending before you return.
5. End-to-End Support
From document preparation to settlement, our team manages the process — bridging the time zones, paperwork, and communication between you and your lender.
Why Expats Choose GreenBack Capital
Specialist Experience: We’ve helped Australian citizens across Asia, the US, the UK, Europe, and the Middle East successfully secure property finance at home.
Access to the Right Lenders: We know which banks and private funders understand expat income structures.
Tailored Advice: Every expat’s financial profile is different. We take the time to structure your loan around your currency, location, and long-term goals.
Strategic Partnerships: We work with trusted professionals in tax, legal, and currency management to provide a complete financial solution.
Stay Connected to Australia — Financially and Strategically
Your career or lifestyle may take you overseas, but your financial goals don’t have to stop at the border. With GreenBack Capital’s expat finance expertise, you can stay invested in Australia’s property market, strengthen your wealth position, and prepare for the next stage — wherever you are in the world.
Ready to explore your options?
Speak with the team at GreenBack Capital to discuss finance solutions for Australian expats.